Who and what is supported?
Target groups and expenditure that qualify for support
Different target groups benefit in the start-up phase from our support programmes for starting out in business. Some of the programmes are also designed for established companies and can therefore also be found in the range of offers for target groups in the growth phase. To find out who and what is supported, go to the description of the respective support programmes. A first overview is provided here.
Product video: Information for founders
What offers are available?
Investitionsbank Berlin has a host of financing and support offers for you as a founder, young company or freelance professional. Here you can find a first overview of the various programmes available. More detailed information can be found in the detailed pages of the programmes.
Berlin Innovativ - Berlin innovation
Do you need financing for your project and do you meet with one of our innovation criteria? Under the 'Berlin innovation' programme, loans of up to EUR 2m are granted via your bank in order to finance investment and working capital. The advantage for you is that IBB provides your bank with 70% liability redemption. This support programme especially targets innovation companies and start-ups in Berlin with the aim of helping them to strengthen their competitiveness and to develop new markets.
Berlin Mittelstand 4.0 - Berlin's medium-sized businesses in Industry 4.0
Are you looking for financing for your investment in IT solutions and digital networking for production and service? We can offer you loans of between EUR 2m and EUR 6m through your own bank to finance growth and innovative technologies.
The advantage for you is that IBB assumes 60% of the loan risk. This business development programme aims to support small and larger medium-sized businesses in manufacturing as well as the IT and services sectors, especially when it comes to applying Industry 4.0 solutions and investments in digitilisation.
Are you looking set up a company in Berlin but are concerned about the necessary financing? Do you have a young company and good ideas, but you lack the necessary financing? Even if you have little or no collateral, you can use low-interest loans because 'Berlin start' is granted in conjunction with a guarantee from BBB Bürgschaftsbank zu Berlin-Brandenburg.
Businessplan-Wettbewerb Berlin-Brandenburg (BPW) - Berlin-Brandenburg Business Plan Competition (BPW)
The BPW can help you as a founder in Berlin-Brandenburg to draw up your business plan. Have you got a good idea? We have a host of free services that can make life easier for you, that's because BPW is more than just a competition. We can teach you about starting up a company, we can help you set up or expand your own network and clear up any issues with the expertise of our consultant network. You will also have the opportunity to submit your business plan in three phases in order to take part in the competition.
Do you need commercial assistance for your business start-up? Or are you planning to enter new international markets and need organisational support and professional advice? The Coaching BONUS offers start-ups and companies grants for business administration coaching by selected, qualified coaches.
Gemeinschaftsaufgabe "Verbesserung der regionalen Wirtschaftsstruktur" (GRW) - GRW programme to 'improve regional business structures'
The GRW programme to 'improve regional business structures' supports existing companies as well as start-ups in the commercial sector. Funding is provided as a grant. With these GRW grants, IBB works on behalf of Berlin's Senate Department for Economics, Technology and Research in order to support investment projects to create and secure permanent jobs.
Innovationsassistent/-in - Innovation assistant
Are you in the start-up phase and are looking to position your company successfully on the market? Or is your company already established and you are now looking to expand? One way to achieve this is to hire a qualified graduate from a university or a university of applied sciences. IBB works on behalf of Berlin's Senate Department for Economics, Technology and Research in order to provide funding for hiring innovation assistants.
KMU-Fonds - SME fund
Are you a freelance professional or a small or medium-sized commercial enterprise (SME) based in Berlin? Are you looking to start up a new business, take over a company, relocate, increase efficiency, expand or reinvest in your company? Then you can take out a loan from the 'SME fund' to co-finance your investment project. We offer you independent consultancy services and attractive terms, and we can get you in touch with competent partners.
Mikrokredit aus dem KMU-Fonds - Micro-loan from the SME fund
Does your project need short-term financing? Is a short-term small loan just what you're looking for? With our 'micro-loan from the SME fund', we can provide loans of up to EUR 25,000. Thanks to a strongly simplified application procedure, you will benefit from a fast loan granting service with no red tape.
Pro FIT - Frühphasenfinanzierung - Pro FIT early phase financing
Are you the founder of an innovative company looking to implement an innovation project and in need of financial support in order to plan your project? Pro FIT early phase financing makes it easier for technology-orientated founders to establish their business infrastructure and expand the needed HR capacities.
Pro FIT - Projektfinanzierung - Pro FIT project financing
Are you an entrepreneur looking to implement technological developments? Or do you work at a scientific institution and are planning to perform an R&D project in co-operation with a company? Your project can qualify during all phases of the innovation process for funding under the PRO FIT project financing programme. We can finance your ideas as long as your project is innovative and can help to boost the competitive strength of the company (involved).
Do you have a small or medium-sized company and are looking to develop your products and services further? Would you like to step up innovation and secure your company's future? And do you need the support of a scientific institution? Then you should make use of the Transfer BONUS. This support programme helps to finance co-operation between companies and scientific institutions from Berlin and Brandenburg.
VC Fonds - VC fund
With the 'VC fund', IBB Beteiligungsgesellschaft invests venture capital in growth companies in different technology sectors and the creative industry, thereby strengthening their equity basis. The funds are primarily provided in order to finance the development and launch of innovative, scalable products or services in order to achieve quick company growth.