Berlin Kapital

• Small and medium-sized enterprises (SMEs) with one of the following legal forms: GmbH (private limited company), AG (stock corporation) or GmbH & Co. KG (private limited company with a limited partner) whose registered office/operating facility and investment locations are located in Berlin and who can demonstrate the corresponding ability to service their capital or the potential to increase their value
• Young companies that are already successfully active in the market and have already reached break-even

Who is not eligible for support?

• Restructuring cases and firms in difficulty as specified by the European Commission and firms in the shipbuilding, coal and steel industries are excluded from financing.

Business promotion to finance growth and innovation and to improve the capital structure of projects in Berlin.

• Mezzanine funds are made available in the form of silent participations and junior loans up to EUR 5m.
• Additional co-financing of up to 50% by a private investor (commercial bank, equity fund, etc.) is required.
• In the case of financing of up to EUR 1m, co-financing by an investment company is required.
• Flexible terms of up to 10 years are possible.

• Financing type and amount as well as the respective terms and conditions are subject to agreement from case to case.
• Standard market participation fee consisting of an income-independent component and an income-dependent component.

• Informal applications can be submitted in writing directly to Investitionsbank Berlin.
• In order to apply, submit the completed application form along with the supporting documents (see checklist (german only) ). You can apply online using the application process provided on IBB’s customer portal. Alternatively, you can download your completed application form and send this by post or submit it in person.

Please contact us at the earliest possible date. Our Customer Centre will be pleased to answer detailed questions regarding the programme and assist you with your application.

Please note: Applications are accepted in German only.

Projects funded under this support programme can make a direct or indirect positive contribution to the following Sustainable Development Goals (SDGs):

• 8 - Decent work and economic growth
• 9 - Industry, innovation and infrastructure

IBB generally excludes certain controversial business practices from funding or conducts case-by-case assessments within controversial business sectors.

You can find more detailed information on the exclusion criteria in our sustainability guidelines .

Further information on the IBB Group’s SDGs can be found at:

Our contribution to the SDGs – IBB Group

At the same time, we are aware that our funding activities may also have unintended negative impacts on individual SDGs. These aspects are not covered in full on this page. However, we are giving careful consideration to potential conflicts of interest and are working to minimise any negative effects as far as possible.

• Customary collateral is generally required.
• Proof of comprehensive financing must be furnished.
• The company investments are provided with subordination.
• Repayment takes place at the end of the term in a repayment structure.
• This programme can be combined with other business development programmes.