Investment and working capital

Do you want to invest in your company and are looking for the right kind of financing? You have come to the right place!

Please note: Applications are accepted in German only.

What offers are available?

Berlin Infra

Public funding for public enterprises
  • Public funding for infrastructure projects in Berlin

  • Loans of up to EUR 100 million

  • Term of up to 30 years

Berlin Innovativ

Our plus for your project financing
  • Loans to finance projects by innovative companies

  • Up to EUR 2m at a low interest rate

  • IBB provides the applicant’s bank with a 70% exemption from liability

Berlin Kapital

Sustainable business promotion through silent partnerships
  • Loans to finance growth through silent partnerships

  • Up to EUR 5m max. in co-operation with other financing partners

  • Improvement of the capital structure through subordination agreements

Berlin Mittelstand 4.0

Programme to support innovative technology and digitalisation
  • loans for investment in growth and digitalisation measures

  • between EUR 2m and EUR 6m at low interest rates

  • IBB grants up to 60% exemption from liability for the borrower’s bank

Berlin Start

Low-interest loans for people starting up in business
  • Loans to finance start-ups and expansion for companies that are no more than 5 years old

  • Up to EUR 500,000 with a fixed interest rate

  • With an 80% guarantee by the guarantee bank

GründungsBONUS

Start-up support amounting to up to EUR 50,000 for innovative companies
  • Start-up allowance

  • Company no more than 12 months in business

  • 50% support for start-up costs up to EUR 50,000 max.

IBB MikroCrowd

Micro-loans and crowdfunding for start-ups and SMEs in Berlin
  • Combination of micro-loans and crowdfunding

  • IBB microloan: up to EUR 25,000 and one year redemption free

  • Crowdfunding: Additional financing via Startnext

IBB-Wachstumsprogramm

Financing growth for small and medium-sized businesses in Berlin
  • Loans to finance takeovers, growth and order pre-financing as well as follow-up financing

  • Up to EUR 15m, interest at market rates

  • Loans granted in co-operation with customer’s own bank

Innovationsassistent/-in

New know-how for Berlin-based companies
  • Grants for hiring university and college graduates

  • Up to 50% of wage costs, EUR 20,000 max. for one year

  • Improving the company's competitive strength

KMU-Fonds Gründung & Wachstum

Financing for small and medium-sized enterprises (SMEs)
  • Loans of up to EUR 10 million to finance company takeovers and growth and to pre-finance contracts in co-operation with the applicant's own bank

  • Loans of up to EUR 250,000 to finance start-up and growth also as direct loans

  • Variable loan terms with an initial grace period

Landesbürgschaften

Guarantees to secure guarantees and loans
  • Guarantees of between EUR 1.25m and EUR 10m

  • Guarantee ratio up to 70% of the loan amount

  • Term of up to 15 years

Liquiditätshilfen BERLIN

Securing liquidity in the event of acute financing needs
  • Loans to co-finance the restructuring of companies in difficulty

  • Up to EUR 1m in co-operation with other financial backers

  • Presentation of a restructuring concept required

Mikrokredit aus dem KMU-Fonds

Fast loans in the case of micro-loans of up to EUR 25,000
  • Loans to finance start-ups and growths

  • Up to EUR 25,000 with a fair interest rate

  • No customary collateral

Pro FIT - Projektfinanzierung

Grants and loans for technological innovation projects
  • Grants and loans for technological innovation projects

  • Loans of up to EUR 1m and grants of up to EUR 400,000

  • Online financing of project-related R&D expenditure

Transfer BONUS

Funding for science and research
  • Grants for contracts to scientific institutions

  • For up to 70% of costs for a maximum of 45,000 consultant days

  • Knowledge transfer with regional scientific institutions

Wirtschaftsnahe Elektromobilität (WELMO)

Promoting electromobility
  • Grants to promote electromobility

  • Up to EUR 8,000 for each commercial electric vehicle purchased

  • Up to EUR 30,000 for each newly installed charging point